Rate Profile Optimization

Loosely defined, rate profile optimization is the set of activities performed by an individual or organization to obtain lower cost and/or lower risk on their borrowing/capital seeking, or higher return at acceptable levels of risk for their lending/investment. The objectives of rate profile optimization may also include seeking financing for specific objectives at the lowest cost, filling a time, return or risk gap in a portfolio, reducing risk, or optimizing funding by accessing alternative sources of lower cost liquidity.