> For the complete documentation index, see [llms.txt](https://docs.swivel.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.swivel.finance/swivel-v3.0.0/developers/ubiquitous-language-v3/finance-terms.md). # Finance Terms #### Yield Strategy An individual or organization's activity or collection of financial instruments to obtain yield, and the subject of `Rate Profile Optimization`. #### Rate Profile Optimization Set of activities performed by an individual or organization to obtain lower cost and/or lower risk on their borrowing/capital seeking, or higher return at acceptable levels of risk for their lending/investment. #### Liquidity The efficiency or ease with which an asset or security can be converted into ready cash without affecting its market price. The most liquid asset of all is cash itself. #### Market Maker An individual or organization that stands ready to buy and sell assets on a regular and continuous basis at a publicly quoted price. #### Capital Efficiency In traditional terms Capital Efficiency refers to the ratio of capital expenditures to production additions. In DeFi applications, this is considerably affected by the accumulation of gas fees required to transact on most blockchains. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.swivel.finance/swivel-v3.0.0/developers/ubiquitous-language-v3/finance-terms.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.