# Testnet Setup

After navigating to <https://swivel.exchange>, the first step is to select the currency you want to trade/lend, and a given maturity. (The market)

![](/files/-Mio1PQVRl3pD736JsHA)

After you have selected a currency / maturity, faucet yourself tokens in the balances dropdown.

![](/files/-Mio2YPojNLU8t02VQ1s)

Next, select the balance that you want to spend or sell. This is done from the balances dropdown.&#x20;

![](/files/-Mio3BEMiv-TPixLU0k2)

Users can chose to spend one of three balances:

1. An underlying token:
   * Selecting an underlying token allows a user to lend at a fixed yield, or spend their tokens on nTokens.&#x20;
2. nTokens:
   * Selecting "nTokens" allows a user to sell their nTokens / exit their position.
3. zcTokens:
   * Selecting "zcTokens" allows a user to sell their zcTokens / exit their position.


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