# Simple Fixed Yield Lending

When you first arrive in Swivel's UI, you can see the top active markets available to lend to, with previews of the current approximate rates and maturity date.

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Once you have selected a market, the Transaction Preview screen will appear, allowing you to choose the amount to lend. You can enter a specific amount, or click a percentage to lend that portion of your wallet's available balance.

<figure><img src="https://2294816020-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F8qiaG8JTCWHbkWUslRyS%2Fuploads%2FHu5ttd3uZxTIxwsWvtYi%2Fsimple-ui-02.png?alt=media&#x26;token=071e82c0-3c74-4711-ae95-e14f97de217f" alt="" width="375"><figcaption></figcaption></figure>

Placing an order automatically mints PTs and YTs for the given market and uses Swivel's order book to sell your YTs for the best market price, depositing the proceeds directly into your wallet.

Once the market matures, your PTs will be redeemable 1:1 for the underlying deposit. Easy!